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Terms & Conditions

Last Updated: December 21, 2024

Welcome to OzMoney Blog. By accessing and using this website, you accept and agree to be bound by the terms and conditions outlined below. Please read these Terms & Conditions carefully before using our website.

1. Acceptance of Terms

By accessing and using OzMoney Blog (the "Website"), you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use this Website.

2. Use of Website

2.1 Permitted Use

You may use this Website for lawful purposes only. You agree not to:

2.2 Age Requirement

You must be at least 18 years old to use this Website. By using this Website, you represent and warrant that you are at least 18 years of age.

3. Intellectual Property Rights

All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of OzMoney Blog or its content suppliers and is protected by Australian and international copyright laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from this Website without our express written permission.

4. User-Generated Content

If you submit comments, feedback, or other content to our Website, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and display such content.

You represent that you own or have the necessary rights to any content you submit and that such content does not violate any third-party rights.

5. Third-Party Links and Affiliate Relationships

Our Website contains links to third-party websites and affiliate partnerships. We are not responsible for the content, accuracy, or practices of these external sites. Clicking on third-party links or purchasing products through affiliate links is at your own risk.

We may receive compensation when you click on affiliate links or make purchases through them. See our Affiliate Disclosure for more information.

6. Disclaimer of Warranties

IMPORTANT: This Website and all content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

7. Limitation of Liability

To the fullest extent permitted by law, OzMoney Blog and its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

8. Indemnification

You agree to indemnify, defend, and hold harmless OzMoney Blog and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

9. Privacy

Your use of the Website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding your personal information.

10. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the modified terms.

We recommend reviewing this page periodically for any updates.

11. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of Australia, specifically New South Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of New South Wales, Australia.

12. Severability

If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

13. Entire Agreement

These Terms & Conditions, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and OzMoney Blog regarding your use of the Website.

14. Contact Information

If you have any questions about these Terms & Conditions, please contact us: